M2P Fintech: Building the Digital Infrastructure of Modern Banking

1. Introduction

M2P Solutions Private Limited, also known as M2P Fintech, is a leading financial infrastructure company that provides digital banking and payments solutions. The company operates in the fintech space, offering API-driven platforms that enable banks, fintechs, NBFCs, and corporates to build customized financial products. Its mission is to democratize access to cutting-edge financial services by creating an agile and scalable technology layer between financial institutions and end users.

2. Company Overview

3. Unique Approach

M2P Fintech distinguishes itself through its modular, API-first approach that allows quick and flexible deployment of financial services. Its platform supports a wide range of offerings including card issuance (credit, debit, prepaid), digital lending, BNPL (Buy Now Pay Later), and cross-border payments. By providing a plug-and-play infrastructure, M2P enables its partners to reduce go-to-market time and customize financial products without building core systems from scratch.

4. Market Impact / Problem Solved

The company addresses key challenges in financial service delivery by offering a technology bridge that simplifies integration between traditional financial institutions and emerging fintechs. M2P enhances financial inclusion by enabling scalable fintech solutions in underserved markets. Its infrastructure supports innovation in payments, lending, and neobanking by removing technological barriers for startups and incumbents alike.

5. Collaborations & Achievements

• Funding & Growth: Raised capital from investors like Tiger Global, Insight Partners, BEENEXT, and Better Capital.
• Geographic Expansion: Expanded its presence to over 20 countries across Asia and MENA.
• Client Portfolio: Partnered with over 100 banks and 500 fintechs, including marquee names in the sector.
• Acquisitions: Acquired fintech startups like Wizi and Syntizen to strengthen capabilities in verification and digital KYC.

6. Sustainability / Innovation

M2P focuses on developing sustainable fintech infrastructure by optimizing digital resource utilization, supporting paperless operations, and reducing legacy system dependency. Its innovation-led strategy has introduced features such as tokenization, real-time KYC verification, and embedded finance modules that support responsible lending and digital transparency.

7. Leadership / Founder Insights

Madhusudanan R, Co-founder and CEO, has extensive experience in payments, product management, and technology. He plays a key role in strategic vision and international expansion.

Prabhu R, Co-founder and COO, leads operations and ecosystem partnerships, leveraging his background in banking and project management.

Prateek Rathi, Co-founder and CTO, oversees technology architecture and product development, ensuring scalable and secure infrastructure.

8. Conclusion

M2P Fintech has emerged as a key enabler in the digital financial services space, bridging the gap between legacy financial systems and modern fintech solutions. By offering a customizable and scalable technology platform, the company continues to empower institutions to innovate and expand access to financial services. Its ongoing investments in technology and expansion signal a strong potential for shaping the future of digital banking in emerging markets.